Comprehensive Referencing
Cover for Estate and Letting Agents
Are YOU covered for the unexpected?

We understand that your business is extremely important to you. You pride yourself on providing excellent customer service and security to both landlords and tenants, but whilst you are performing these important roles are you aware that you, your reputation and your business also need protection & security?

With an ever increasing amount of people being encouraged to pursue legal action against anyone for anything, it's important that you have adequate insurance in place that will protect YOU and defend any such allegations.

Who is it for?
Estate Agents and Letting Agents and Property Management Clients wishing to protect themselves in their working environment and their professional position.
Product
Key Features
  • Complies with the PI requirements of the NAEA and ARLA
  • Monthly instalments available
  • Immediate cover available throughout the UK and Northern Ireland
  • Claims made against the Insured arising from:
    • - Breach of professional duty
    • - Dishonesty of employees
    • - Libel or slander
    • - Unintentional breach of confidentiality
    • - Unintentional infringement of intellectual property rights(Many policies limit this cover to copyright only)
    • - Loss of or damage to documents
    • - Any other civil liability
  • Costs of prosecuting claims for infringement of the Insured's intellectual property rights(sub-limit £25,000 in the aggregate)
  • Costs of representation at any inquiry which has a direct relevance to any claim or circumstance
  • Defence costs (lawyers, court costs, experts etc) which are payable in addition to the Indemnity Limit
  • The Property Ombudsman / The National Approved Letting Scheme awards
  • Property Misdescriptions Act defence costs
  • Data Protection cover. This relates to the legal costs incurred to defend a criminal prosecution under the Data Protection Act.