We use a variety of sources such as the electoral roll and active financial accounts to provide an in-depth analysis of an applicant's credit background, interviewing previous landlords and contacting employers to ensure they can afford to pay the rent.
We will contact their previous landlord (if provided) to determine whether they will pay on time and leave your property in a suitable condition. We'll also do a mortality check to see if the applicant is not using a deceased person's identity.
In partnership with Equifax we can now provide FULL and in-depth Credit Data.
Most referencing agencies usually use only publicly available information (CCJs, IVAs and bankruptcies) and are not able to provide details on a tenant’s actual credit status. We are different because we can ALSO tell you whether an applicant is in arrears with loans or credit cards, and how much of their available credit they are using.
The following checks are available to “Partner Agents & Landlords” Please ask us for details on becoming a “Partner” of ours.
We check additionally the following accounts and feed back to you any Arrears, Defaults, How long ago they were and for how much.
Following the new legislation for Estate Agents we are able to supply AML compliant checks to give you peace of mind that you are trading compliantly.
You will be issued with a report showing the results from the above checks for both Vendors & Buyers.